ERAP Application Tips: Avoid These Common Mistakes (In True Deadpool Style!)

What is ERAP, Anyway? A Quickie Overview

The Emergency Rental Assistance Program (ERAP) helps tenants struggling to pay rent and utilities due to COVID-19. It’s a financial lifeline, but only if you apply—and apply correctly. Let’s break down the most common mistakes so you can avoid them like a superhero dodging bullets!

Common Mistakes to Avoid When Applying for ERAP

1. Not Reading the Fine Print

Before diving into the application, take time to read the program’s guidelines. Ignoring the details can lead to errors and missed opportunities. Be sure you understand the eligibility requirements, required documents, and deadlines.

2. Incorrect Documentation

Submitting outdated or irrelevant documents can delay your application. Gather the correct paperwork, including:

  • Proof of income (pay stubs, bank statements)
  • Rental agreement
  • Past due rent bills
  • Proof of hardship (job loss notice, medical bills)

3. Waiting Too Long to Apply

Procrastination is your enemy! ERAP funds are limited and can run out quickly. Don’t wait until the last minute—apply as soon as possible to secure your spot in line.

4. Skipping Questions in the Application

Leaving sections blank can get your application tossed aside. Fill out every field—even if it seems irrelevant—and provide thorough, accurate answers.

5. Forgetting to Follow Up

After submitting your application, check its status regularly. Sometimes applications get lost or delayed. Following up shows you’re serious about securing help.

6. Ignoring Assistance Resources

Don’t go it alone! Many local agencies and nonprofits offer support with ERAP applications. They can answer questions, review your forms, and help you avoid mistakes.

7. Rushing the Process

Speed is great, but accuracy is better. Rushing through your application can cause careless mistakes. Take your time, double-check your info, and ensure all required documents are attached.