NJ Rental Assistance Programs You Didn’t Know Existed: A Guide to Financial Freedom (With a Side of Snark!)

Why Rent Assistance? Because Paying Rent is Like Buying a Sports Car Without the Fun of Driving!

Life is expensive. Rental prices are skyrocketing, but fear not—New Jersey offers rental assistance programs to make life more affordable. Let’s dive into these hidden gems!

1. NJ COVID-19 Emergency Rental Assistance Program (CVERAP)

The NJ COVID-19 Emergency Rental Assistance Program (CVERAP) helps cover rent and utility bills for low-income residents affected by the pandemic.

How to Apply: Visit the NJ Department of Community Affairs website.

2. Housing Choice Voucher Program (Section 8)

The Housing Choice Voucher Program (Section 8) helps low-income families, seniors, and disabled individuals by covering a portion of their monthly rent.

  • Portability: Use your voucher anywhere in the U.S.
  • Eligibility: Based on income level and family size.

How to Apply: Contact your local Public Housing Authority (PHA) to get on the waiting list.

3. NJ Tenants’ Rent Control Law

Certain NJ municipalities have Rent Control Laws to prevent landlords from increasing rent unreasonably.

  • Benefit: Caps rent hikes based on local ordinances.
  • Who It Helps: Tenants in rent-controlled areas.

How to Check: Contact your local housing authority to learn if rent control applies in your area.

4. Utility Share Program

The Utility Share Program assists with paying heating, electricity, and water bills.

  • Eligibility: Low-income households struggling with utility payments.

How to Apply: Reach out to your local energy assistance agency for more info.

5. Rental Assistance for Families in Transition (RAFT)

The RAFT Program supports families with children who are homeless or at risk of homelessness by offering up to $10,000 in assistance.

  • Help With: Rent, security deposits, and temporary housing.

How to Apply: Contact your local homeless prevention agency.