What Is ERAP? Understanding Rental Assistance Programs

Through the Coronavirus Response and Relief Supplemental Appropriations Act of 2021, households impacted economically by COVID-19 are eligible for emergency rental assistance. As part of the plan, the U.S. Department of the Treasury would distribute and monitor $25 billion for emergency rent assistance. Budgeted amounts to assist states and municipalities with the administration of temporary housing assistance programs for struggling tenants and landlords.

Eligibility

Families meeting the following requirements are eligible:

  • A household income that is less than 80 percent of the area’s median income.
  • A legal requirement to make monthly rent payments
  • One or more household members whose salaries have been reduced or who have had other financial difficulties as a direct result of the COVID-19 outbreak are currently homeless or at risk of becoming homeless.
  • Utilization of ERAP Finances
  • Due rent and past due rent
  • The cost of electricity and other domestic energy sources, as well as any past-due payments, Various housing-related expenses due to COVID-19

Insofar as practicable, the measure forbids households from simultaneously receiving State and Federally supported rental aid. Local emergency rental assistance programs offer precedence to families with earnings at least 50 percent below the area median income or to households in which at least one member has been unemployed for at least 90 days before the application date.

Payments

Application submission is open to all landlords and tenants. If the landlord is the property owner, the tenant must cosign the landlord’s application and the landlord must inform the tenant that the landlord has applied. Landlords are permitted to apply for tenant rent payments.

The payments will be paid directly to the landlord or utility provider unless they decline to accept direct payments. In these instances, qualifying households will receive a direct payment that can be used to pay rent or utility bills.

Predetermined Time Commitment

As of December 31, 2021, the available balance will not have changed. No household will get assistance for longer than one year, though individuals in need of home stability may request a three-month extension. Before contributing aid towards a household’s projected rent, the household’s rental arrears must be reduced.

Constraints on Evictions

Through the Centers for Disease Control and Prevention (CDC), the current administration has prolonged the Eviction Moratorium until Wednesday, March 31, 2021. The CDC’s eviction moratorium will not be altered in any way, shape, or form. Current declarations of tenants will remain valid until March 31, 2021, and landlords may accept fresh declarations of renters until that date.

Latest

Richland County – Emergency Rental Assistance Program (ERAP)

On Monday, March 28, Richland County will continue to...

South Carolina – Emergency Rental Assistance Program (ERAP)

SC Stay Plus was developed to assist residents of...

Horry County – Emergency Rental Assistance Program (ERAP)

Residents of Horry County who have been directly or...

Charleston County – Emergency Rental Assistance Program (ERAP)

The Emergency Rental Assistance program, which is funded by...

Newsletter

Don't miss

Texas Renters Relief-What You Need to Know

Texas Renters Relief-Emergency Rental Assistance Funds Need help understanding the...

Richland County – Emergency Rental Assistance Program (ERAP)

On Monday, March 28, Richland County will continue to process existing Emergency Rental Assistance (ERA) applications for eligible applicants who are currently in the...

South Carolina – Emergency Rental Assistance Program (ERAP)

SC Stay Plus was developed to assist residents of South Carolina who have been unable to pay their rent or utility bills as a...

Horry County – Emergency Rental Assistance Program (ERAP)

Residents of Horry County who have been directly or indirectly impacted by and/or during COVID-19 are eligible to apply for the Horry County Emergency...

LEAVE A REPLY

Please enter your comment!
Please enter your name here