Explore various rental assistance programs in Missouri designed to help residents facing housing instability.
Rental Assistance Program (RAP)
The Rental Assistance Program (RAP) is a state-funded initiative to prevent homelessness and help individuals secure safer housing. It provides one-time financial aid for essential housing costs.
Key Benefits:
- Rent Coverage: Up to three months of rent, including back rent.
- Move-In Assistance: Security deposits and first month’s rent.
- Utility Assistance:
- Deposits up to $500.
- Past-due utility bills up to $600.
- Application Fee Assistance: Up to $100 for applicants with no income.
Eligibility:
Applicants must receive mental health or substance use disorder services from a DMH-contracted provider and demonstrate a risk of homelessness or housing instability.
Learn more at the Missouri DMH Rental Assistance page.
Emergency Rental Assistance Program (ERA)
The Emergency Rental Assistance Program (ERA) is federally funded through COVID-19 relief initiatives and assists St. Louis residents facing housing challenges due to pandemic-related hardships.
Eligibility Criteria:
- Household income at or below 80% of the Area Median Income (AMI).
- Demonstrated financial difficulties that hinder timely rent payments.
- Evidence of housing instability, such as eviction notices or overdue bills.
For details, visit the St. Louis ERA program page.
State Assistance for Housing Relief (SAFHR)
The State Assistance for Housing Relief (SAFHR) program provides financial support for overdue rent, upcoming rent, and utility costs.
Coverage:
- Past-Due Rent: Covers previously owed amounts.
- Forward Rent: Assistance for upcoming rent payments.
- Utility Costs: Relief for overdue or current utility expenses.
Eligibility Requirements:
- Experienced financial hardship due to the COVID-19 pandemic.
- At risk of homelessness or housing instability.
- Meet income limits, typically within 50-80% of AMI.
For applications, visit the Missouri Housing page.
How to Apply for Rental Assistance in Missouri
If you believe you qualify, follow these steps to apply:
- Contact Your Local Public Housing Agency (PHA): Your local PHA can guide you through the process and assess eligibility.
- Work With a Community Support Worker: For RAP, coordinate with a caseworker connected to a DMH-contracted provider.
- Visit Application Portals: Access program-specific applications:
Frequently Asked Questions (FAQs)
Can I apply for more than one rental assistance program in Missouri?
Yes, you can apply for multiple programs if you meet their specific eligibility requirements. Ensure you do not receive duplicate benefits for the same expense.
What is the maximum income to qualify for rental assistance?
Most programs require your income to be between 50% and 80% of the Area Median Income (AMI). The exact limit varies based on household size and location.
Can I get assistance with utility bills?
Yes, both RAP and SAFHR offer help with past-due utility bills and deposits. RAP covers deposits up to $500 and overdue bills up to $600.
Do I need to provide proof of financial hardship?
Yes, you will need to provide documentation such as past-due notices, eviction warnings, or proof of reduced income.
Next Steps
Take action today:
- Assess Your Eligibility: Review income limits and program requirements.
- Gather Documents: Prepare proof of income, financial hardship, and housing instability.
- Apply Online or Contact Support: Visit the appropriate program portal or reach out to your local housing agency.
Missouri’s rental assistance programs provide a vital safety net for residents in need. Don’t wait—take the steps to secure stable housing today.
Angela Silva, a dedicated 42-year-old consultant specializing in government housing and rental assistance, hails from Sydney, Australia. She completed her education with a degree in Urban Planning from the University of New South Wales. Angela’s career has been marked by her relentless advocacy for affordable housing solutions, where she has worked extensively with both local governments and international agencies in Asia-Pacific regions. Her initiatives have led to the development of sustainable housing projects that cater to low-income families. Outside of her professional environment, Angela enjoys a peaceful life with her partner and their two adopted dogs, engaging in community gardening and urban sustainability projects.