Connecticut Rental Assistance: Programs, Eligibility & How to Apply in 2025

Introduction

Rental costs in Connecticut have risen significantly in recent years, putting intense financial pressure on low- to middle-income households. According to the Connecticut Department of Housing, rental prices surged by over 20% between 2020 and 2024, largely outpacing income growth.

Many residents now find themselves at risk of eviction, housing insecurity, or homelessness. Fortunately, a network of rental assistance programs—operated by federal, state, and local agencies—continues to provide crucial support.

This guide will walk you through Connecticut’s rental assistance landscape in 2025, including major programs, eligibility requirements, how to apply, and real-life stories showcasing these lifelines’ impact.

Overview of Rental Assistance in Connecticut

Rental assistance programs serve as a vital safety net for individuals and families facing housing instability. In Connecticut, these programs have become more essential than ever due to several converging factors:

• The Rising Cost of Living: Connecticut remains one of the most expensive states to rent in. High demand, limited affordable housing inventory, and stagnant wages have compounded the housing crisis.

• Impact of COVID-19: The pandemic exacerbated pre-existing housing issues, with thousands of residents falling behind on rent due to job losses or health-related challenges. Emergency programs like UniteCT temporarily stemmed the tide of evictions.

• Program Goals: Rental assistance in CT aims to prevent eviction, reduce homelessness, and provide long-term housing stability—particularly for vulnerable populations like seniors, veterans, and single-parent families.

Major Connecticut Rental Assistance Programs

Below is a breakdown of the key rental assistance programs available in Connecticut as of 2025. Each program offers distinct forms of aid and has its eligibility criteria.

UniteCT Program (Legacy COVID Relief)

UniteCT was Connecticut’s flagship emergency rental assistance program launched during the height of the COVID-19 pandemic.

• Program Overview: Launched in 2021 with federal funding from the American Rescue Plan Act (ARPA), UniteCT provided financial support for rent and utilities to residents affected by COVID-19.

• Assistance Offered: Eligible tenants received up to $15,000 in rental assistance and $1,500 for electric bills.

• 2025 Status: As of 2025, UniteCT is no longer accepting new applications, but appeals and ongoing disbursements for previously approved cases may still be active. Visit CT.gov/UniteCT for updates.

Connecticut Rent Relief Fund (CRRF) – 2025 Updates

CRRF serves as Connecticut’s post-pandemic rental aid initiative, providing targeted relief to renters at risk of eviction.

• Program Type: Ongoing state-funded assistance focused on eviction prevention.

• Eligibility Criteria:

  • Household income at or below 80% of Area Median Income (AMI)

  • Proof of rental arrears or current housing instability

  • CT residency

• Expenses Covered: Monthly rent, past-due rent, utility bills (electric, gas, water), and limited relocation assistance.

Pro Tip: Tenants can check their income eligibility using the CT Housing Income Limits Tool.

RAP – Rental Assistance Program

Connecticut Rental Assistance Program (RAP) is Connecticut’s long-term rental subsidy program, comparable in scope to Section 8 but state-funded.

• Administered By: Connecticut Department of Housing (DOH) in partnership with housing authorities and nonprofit providers.

• Who It Helps: Low-income families, the elderly, and disabled individuals in need of ongoing support.

• Key Features:

  • Rent is capped at 30% of adjusted income

  • Vouchers can be used with private landlords

• RAP vs. Section 8: While both provide rental subsidies, RAP is funded at the state level, whereas Section 8 is federally funded. RAP is often faster to access due to more localized control.

Section 8 (Housing Choice Voucher Program)

Connecticut Section 8 remains a cornerstone of federal housing aid in Connecticut.

• How to Apply: Applications must be submitted through local Public Housing Authorities (PHAs). Due to demand, waitlists open periodically and can fill quickly.

• Waitlist Insights:

  • In cities like Hartford and New Haven, wait times exceed five years.

  • Applicants can sign up for multiple waitlists across towns.

• Application Tips:

  • Submit documentation early and completely.

  • Use legal aid or housing navigators to ensure paperwork is correct.

Local and Nonprofit Support Services

For those not eligible for state or federal programs—or in need of immediate assistance—local agencies and nonprofits can help bridge the gap.

2-1-1 Connecticut

2-1-1 is a statewide information and referral hotline operated by the United Way of Connecticut.

• Services Offered:

  • Emergency shelter referrals

  • Temporary rental assistance programs

  • Utility disconnection prevention

• How to Access: Dial 2-1-1 or visit 211ct.org to explore active housing resources by ZIP code.

Local Housing Authorities

Each municipality in Connecticut operates its housing authority, offering localized assistance.

• Support Provided:

  • Section 8 and RAP administration

  • Local waitlists and housing placements

  • Senior and disabled housing

• What to Bring: Proof of income, photo ID, lease agreements, and past-due notices. Some authorities require online pre-registration before in-person visits.

Community Action Agencies (CAAs)

CAAs are regional nonprofits tasked with fighting poverty and supporting housing stability.

• Role in Rental Aid:

  • Administer state programs like CRRF

  • Provide emergency financial assistance

• Additional Support: CAAs often bundle rental help with access to food assistance, heating help (CEAP), and job training programs.

How to Apply for Connecticut Rental Assistance

Applying for rental assistance in Connecticut requires preparation, persistence, and documentation. Here’s a simplified guide:

Step-by-Step Application Guide

1. Identify the Right Program: Use 2-1-1 or CT DOH websites to determine program availability.

2. Gather Required Documents: Include pay stubs, lease agreement, utility bills, ID, and eviction notices.

3. Submit Application: Most programs accept online or paper applications.

4. Follow Up: Stay in contact with case managers. Respond promptly to requests for additional documentation.

Documentation Checklist

• Government-issued ID

• Proof of income (last 4–6 pay stubs)

• Lease agreement or rental ledger

• Utility bills

• Eviction notice or proof of hardship

Tips for Success

• Double-check your application for errors.

• Apply to multiple programs if eligible.

• Ask for help from housing navigators or legal aid groups.

• Use translation services for non-English speakers—many applications are now multilingual.

Key Research and Statistics

Expert Quotes

“Affordable housing is the foundation of a stable life, and programs like RAP are crucial to keeping Connecticut families housed.”
— Seila Mosquera-Bruno, CT Department of Housing Commissioner

“Many residents aren’t aware of their eligibility. Outreach is key.”
— Community Renewal Team (CRT) Representative

FAQs: Connecticut Rental Assistance

Q1: What programs are still active in 2025?
RAP and Section 8 remain active. The Connecticut Rent Relief Fund is also available statewide.

Q2: Can undocumented residents apply?
Yes, some emergency and nonprofit programs do not require immigration status. But we recommend you check with local CAAs.

Q3: How long does it take to get help?
Processing times vary but can range from 2 weeks to several months, depending on demand and documentation.

Q4: Is rental assistance taxable?
Generally, no. Most rental aid is considered non-taxable, but always verify with the issuing agency.

Real-Life Case Studies

Maria in Bridgeport

Maria, a single mother of two, lost her job during the pandemic and fell behind on rent. UniteCT helped her cover six months of arrears, keeping her family housed. She later transitioned to the RAP program for long-term stability.

Jamal in Hartford

A U.S. Navy veteran, Jamal faced homelessness after returning from active duty. With help from a Veteran Services Officer and Section 8, he secured stable housing within six months in Hartford’s South End.

Next Steps: What You Can Do Now

• Call 2-1-1 for immediate referral to active housing assistance in your area.

• Visit your local housing authority and ask about RAP or Section 8 waitlist status.

• Gather documents now to be ready when programs open or funds become available.

• Contact a Community Action Agency to explore bundled aid services.

• Apply early—delays are common, and funding is often first come, first served.

Denise M

Originally from Toronto, Canada, Denise Madison, age 34, is an expert in housing policy and rental assistance. Denise earned her Master’s in Public Administration from McGill University, focusing her thesis on the effectiveness of rental assistance programs in major Canadian cities. After graduation, she worked with the Canadian government before transitioning to a consulting role in the United States, aiding in the enhancement of federal housing policies and programs. Denise is known for her practical workshops and seminars aimed at landlords and tenants, fostering better understanding and compliance with housing laws. When not at work, Denise cherishes time with her husband and their three young children, exploring the outdoors and teaching them about the importance of community involvement.