Florida Rent Assistance: Navigating Through Challenging Times

Florida Rent Assistance

The Florida rent assistance program is part of the emergency rental assistance program (ERAP) designed to provide financial assistance to households struggling to pay rent and utilities during and after the COVID-19 pandemic. This program, part of the broader coronavirus relief efforts, was created to reduce evictions, promote housing stability, and ensure that renters can remain in their homes during this challenging period.

In recent years, particularly due to the COVID-19 pandemic, many Florida residents have faced unprecedented financial challenges, especially when it comes to housing stability. The U.S. Department of Housing and Urban Development (HUD) and the U.S. Treasury have introduced several programs to assist those struggling to pay rent and utilities. This article provides a comprehensive overview of these initiatives, including the Emergency Rental Assistance Program (ERAP), and answers some frequently asked questions to guide Floridians through these resources.

Understanding HUD’s Rent Assistance Programs in Florida

HUD offers various programs to support low-income tenants in Florida. These include:

  • Subsidized Apartments: HUD works with apartment owners to offer reduced rents to low-income tenants. Applicants can search for these apartments using the tools provided on the HUD website and apply directly through the apartment management offices.
  • Public Housing and Housing Choice Vouchers (Section 8): Administered by local public housing agencies (PHAs), these programs provide housing options for low-income families. Due to high demand, applicants may need to apply to multiple PHAs and face waiting lists.

Additional Resources

The Emergency Rental Assistance Program (ERAP)

In response to the COVID-19 pandemic, the U.S. Treasury launched the ERAP to help households unable to pay rent and utilities. This program prioritizes households with lower incomes and those unemployed for extended periods.

  • Financial Assistance: ERAP covers rent, rental arrears, utilities, and home energy costs, potentially including future rent payments.
  • Eligibility: Households affected financially by the pandemic, with income below certain thresholds, are eligible.
  • Application Process: Applications are processed through state, local, and tribal government programs, each with its guidelines.

Frequently Asked Questions About Florida Rent Assistance

  1. Who is eligible for ERAP? Eligibility is based on a residential rental agreement, financial hardship due to COVID-19, household income below a certain level, and the risk of housing instability.
  2. What documents are needed for ERAP? Applicants typically need a rental agreement, proof of address, and evidence of financial hardship, such as unemployment benefits documents or pay stubs.
  3. Can ERAP cover hotel or motel stays? Yes, under Florida law, long-term hotel or motel residents can be considered tenants and are eligible for assistance.
  4. What about mobile homes and subsidized housing? Mobile or subsidized housing residents may qualify for utility and housing-related expense assistance.
  5. How is income eligibility determined? Income eligibility generally includes households with income up to 80% of the Area Median Income (AMI), with adjustments for family size.
  6. What does housing instability documentation involve? This may include past-due utility or rent bills, eviction notices, or evidence of unsafe living conditions.
  7. What expenses does ERAP cover? The program covers rent, utilities, home energy costs, late fees, internet service, and other rental-related fees.
  8. Can homeowners receive assistance? No, ERAP is specifically for renters. Homeowners may seek assistance under the Homeowner Assistance Fund.
  9. How does one apply for ERAP? Applications are made through local emergency rental assistance programs, each with its policies and procedures.
  10. Does applying for ERAP automatically stop an eviction? No, applicants must inform the court of their ERAP application and the landlord’s participation agreement.
  11. What legal assistance is available for tenants? In Central Florida, legal assistance is available for tenants through various organizations, including calling 1-800-405-1417 for free legal help.


The HUD and ERAP programs play a crucial role in ensuring housing stability for Florida residents, especially during the challenging times brought about by the COVID-19 pandemic. Understanding these programs, their eligibility criteria and application processes is vital for those in need of assistance. By leveraging these resources, Floridians can navigate through financial hardships and maintain their housing stability. Residents need to stay informed about these Florida programs and seek legal assistance when necessary to fully benefit from the available support.

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Florida Rent Assistance

Florida Rent Assistance

You’re probably referring to the Florida rent assistance program. The Emergency Rental Assistance Program (ERAP) is a crucial resource that provides funding to state and local governments to help households facing financial difficulties in paying rent or utilities. This program plays a vital role in preventing homelessness and housing instability, particularly during times of economic hardship such as the ongoing COVID-19 pandemic.

However, it is concerning that ERAP programs are soon approaching an end due to the depletion of funds. The termination of these programs could have devastating consequences for those who are already struggling financially and rely on rental assistance to stay housed. It highlights the urgent need for additional resources and funding to ensure that vulnerable households continue to receive the support they need.

It is worth noting that some areas, such as the City of Orlando, may still have open Emergency Rental Assistance Programs available for eligible residents. These programs serve as a lifeline for individuals and families who are unable to meet their monthly rent obligations due to financial hardships caused by factors like job loss, illness, or other unforeseen circumstances.

However, there are also areas where these rental assistance programs are closed or non-existent, which further exacerbates the existing housing crisis. Government entities at all levels need to recognize the importance of emergency rental assistance and work toward expanding or establishing sustainability.

Florida rent assistance


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How Does ERAP in Florida Work?

Emergency rental assistance programs provide financial support to eligible renters who are facing difficulty in paying their rent. To be eligible for this assistance, individuals must meet certain criteria based on their financial situation and housing needs. One of the primary requirements is to have a residential agreement or lease signed by both the renter and landlord, which includes information about the rental payment amount and the place of residence. However, in cases where a formal rental agreement is not available, local programs may accept alternative proofs such as utility bills or a statement from the landlord.

Additionally, special living situations like motels, hotels, mobile homes, and subsidized housing also qualify for emergency rental assistance. Florida law protects individuals who intend to make a hotel room they’re home, even without a written lease. In such cases, occupants should be considered tenants and receive protection under the Florida Landlord-Tenant Law. Even if the occupancy is not legally considered a rental agreement or non-transient, emergency rental assistance can cover the cost of hotel or motel rooms using ERA funds. Mobile home households renting manufactured housing or the land where their mobile home is located may also receive assistance for utilities and other housing-related expenses.

What is Our Florida Program?

The OUR Florida Program has been accepting applications for rental and utility assistance since Monday, May 17, 2021.

Florida’s federally-funded emergency rental assistance relief program supports residents and businesses as they continue to recover and rebuild.

It is important to submit a complete application with all required documentation to receive assistance quickly and accurately.

Check the Status of Your Application

Florida rent assistance emergency assistance program


OUR Florida assists landlords by providing them with compensation for lost rental income to aid in the continuation of the economic recovery.

What Does it Provide?

The program provides assistance for past-due rental payments as well as up to three months’ worth of future rental payments, with a total rental assistance period of 15 months not to exceed 15 months. Landlords and tenants should work together to determine whether or not a tenant is eligible for the program and to complete the application. Once the application has been approved, the landlord will be paid directly from the funds received.

The program assists renters who qualify by providing them with assistance with unpaid rent utility bills and other expenses.


OUR Florida is a state-funded initiative of the Florida Department of Children and Families. The Florida rent assistance provides the funding. If applicants have any questions or concerns about their eligibility, the application process, or other aspects of the program, the Frequently Asked Questions section is a great place to start.

Renters who are facing eviction should consult with an attorney to better understand their rights and what to expect while applying for rental assistance. Renters can obtain free legal assistance from their local legal aid by applying online through www.floridalegalaidonline.org or by calling the legal aid office directly ( Florida Legal Aid Directory Utilities OUR Florida provides eligible applicants with assistance with past-due utility bills and other debts. Please visit this page to register as a Florida utility provider to receive eligible payments from the OUR Florida program.

Utilities must be paid directly to the utility companies, not to the government. For a period beginning after April 1, 2020, all payments for utilities and home energy costs must be accompanied by a bill or invoice in the tenant’s name that reflects the tenant’s address for each qualifying utility during the period.

Utilities and home energy costs that the landlord covers are considered to be part of the rental payment. To request assistance for utility arrearages, the applicant does not need to be a recipient of rental assistance or to have applied for or received it.