As housing costs climb and economic recovery remains uneven, thousands of households across Bernalillo County, New Mexico, are struggling to stay current on rent and utilities. Whether you’re a tenant at risk of eviction or a landlord trying to maintain your property and support residents, rental assistance programs offer a vital financial lifeline.

This in-depth guide explains the 2025 rental assistance landscape in Bernalillo County, with a focus on the Emergency Rental Assistance Program (ERAP) and other local resources. Learn how to apply, check your eligibility, gather necessary documents, and avoid delays—all in one place.

What Rental Assistance Programs Are Available in Bernalillo County?

Rental assistance in Bernalillo County is not limited to a single source. Several overlapping programs are available, helping to meet diverse housing needs.

Overview of ERAP (Emergency Rental Assistance Program)

The Emergency Rental Assistance Program (ERAP) was funded by the U.S. Department of the Treasury to help households recover from COVID-related and ongoing financial hardship. It remains active in 2025, offering help with:

• Past-due and upcoming rent payments

• Utility arrears (electric, gas, water)

• Internet service assistance in some cases

• Late fees and court costs

• Relocation expenses and security deposits, depending on your situation

In Bernalillo County, ERAP is administered by the Department of Housing and Public Affairs, with applications processed through partner organizations for added accessibility.

Other Local Programs and Resources

In addition to ERAP, consider these complementary support services:

• City of Albuquerque Rental Assistance Programs: Offers targeted funds for city residents, especially in low-income and high-eviction-risk neighborhoods.

• Nonprofit Partners: Trusted organizations like United Way of Central New Mexico and Catholic Charities NM help households apply and follow up.

• Tribal Assistance Programs: Residents of tribal lands or members of tribal nations may be eligible for separate ERAP funds administered by tribal governments.

Who Is Eligible for Rental Assistance in Bernalillo County?

Not sure if you qualify? Understanding the basic eligibility criteria can save you time and ensure you apply for the right type of assistance.

Core Eligibility Requirements

To qualify for ERAP or similar programs in Bernalillo County, applicants must:

• Have a household income below 80% of the Area Median Income (AMI)
  (Prioritized assistance often goes to households under 50% AMI)

• Demonstrate financial hardship, such as reduced income, job loss, increased expenses, or medical challenges

• Be at risk of housing instability or eviction, proven through notices, statements, or declarations

Types of Expenses Covered

Once approved, ERAP may cover up to 15 months of financial support. Here’s what that includes:

• Back rent and future rent (up to 3 months at a time)

• Utility bills such as water, gas, and electricity

• Internet service, if required for remote work or schooling

• Moving costs, hotel stays, or security deposits on a case-by-case basis

How to Apply for Rental Assistance in Bernalillo County

Navigating rental assistance is much easier when you know the process step by step. Follow this guide to avoid common pitfalls.

Step 1 – Start with the Official County Portal

Visit the Bernalillo County ERAP Portal or apply through trusted local partners like:

• YES Housing

• Enlace Comunitario

These organizations offer both online applications and in-person help at community centers, libraries, or pop-up events.

Step 2 – Prepare Required Documentation

Gathering your paperwork ahead of time helps you submit a complete application and reduces delays. Required documents often include:

• Photo ID for all adults in the household

• A signed lease agreement or rental contract

• Proof of income: recent pay stubs, tax returns, unemployment letters, or benefit documentation

• Eviction notice, rent demand, or utility shutoff notice (if applicable)

If you’re undocumented or don’t have a formal lease, alternative documentation may be accepted. See FAQs below.

Step 3 – Submit the Application and Monitor Progress

You can submit applications in three ways:

• Online via the portal

• In person at a local assistance partner

• By mail or fax (available through nonprofit partners for households without internet access)

After submission:

• Expect to hear back within 3 to 6 weeks

• Log in to your portal account to check your status

• Respond quickly to any requests for additional documentation

Key Data on Rental Assistance in Bernalillo County

Understanding how the program has helped your neighbors can offer reassurance and set expectations.

Sources: Bernalillo County Housing Division, U.S. Treasury ERAP Dashboard, KOAT News, Albuquerque Journal

Expert Tips and Community Insights

“Most delays happen because of missing documents—check your list twice before you submit.”
— Elena R., Caseworker at Catholic Charities NM

“Tenants and landlords should communicate openly—dual submission improves approval chances.”
— Mark T., Housing Navigator at YES Housing

Frequently Asked Questions (FAQs)

Is ERAP still active in Bernalillo County in 2025?

Yes. As of 2025, Bernalillo County’s ERAP remains active and accepting applications while federal or state funds last.

Can undocumented residents apply?

Yes. ERAP does not require citizenship or legal immigration status, but alternative documents may be needed.

What if I don’t have a formal lease?

You can submit a written rental agreement, rent receipts, or a signed letter from your landlord confirming tenancy and rent terms.

How long does it take to get approved?

Typical turnaround time is 3–6 weeks, though urgent cases (e.g., pending evictions) may be expedited.

Can I reapply if I received assistance last year?

Yes. Households can reapply if they have new unpaid months or additional need, as long as they stay within the 15-month maximum.

Local Case Studies and Success Stories

Albuquerque Mother Avoids Eviction

After falling behind due to illness, a single mother in the 87121 ZIP code received $5,500 in rent and utility relief. ERAP covered six months of past rent, allowing her to stay in her home and catch up financially.

Landlord Helps Tenants Navigate ERAP

A small property owner worked with five tenants to apply jointly. With assistance from YES Housing, all were approved within four weeks, preventing costly turnovers and missed rent.

Where to Get Help in Bernalillo County

Here are key resources offering free support with your ERAP application:

• ERAP Helpline:

• United Way of Central New Mexico

• Catholic Charities of NM

• NM Legal Aid – Free legal advice on eviction or denial

• Albuquerque Public Libraries – Free internet, document scanners, and help desks

Next Steps: Don’t Miss Out on 2025 Rental Support

Here’s how to take action now and maximize your chances of approval:

1. Check your eligibility using the Bernalillo County ERAP income guidelines.

2. Gather all required documents, including alternative ones if needed.

3. Apply online or through a trusted nonprofit partner like Catholic Charities.

4. Follow up—check your status regularly and respond to any requests.

5. Encourage landlord participation to improve approval speed and payment coordination.

Jensen Patrick

Jensen Patrick, a 39-year-old housing and rental assistance specialist, was born and raised in the small town of Eau Claire, Wisconsin. He pursued his education in Social Policy at the University of Wisconsin-Madison, where he became deeply interested in the intricacies of housing laws and their impact on communities. Jensen has spent nearly fifteen years working in various capacities within local government in Wisconsin, developing and implementing programs that support affordable housing and prevent homelessness. His work has earned him recognition as a practical and compassionate advocate for underprivileged populations. Outside of his professional life, Jensen is an avid fisherman and enjoys weekend trips to the Great Lakes with his wife and twin daughters, where they teach the girls the value of conservation and enjoying nature.