Gilbert – Emergency Rental Assistance Program (ERAP)

Help with mortgage payments and utility bills, as well as advice on how to avoid foreclosure and get credit.

Help with the rent and the utilities are available.


The Gilbert Town Council decided to apply for COVID-19 relief assistance from the federal government for $7.7 million through the Consolidated Appropriations Act, 2021. Because of the COVID-19 epidemic, these funds have to be spent by September 30, 2022, and the purpose of their utilization is to provide Emergency Rental Assistance (ERA) services to Gilbert households that are unable to pay their rent or their utilities.

The following organizations will benefit from Gilbert’s donation of $7.7 million to assist local individuals in need:

AZCEND receives $6,531,561

Help the Family out with 1,200,000 Dollars (all funds have been expended)

Further information:

Do I Meet the Criteria? Investigate it.

You can seek assistance if you reside on a county island.

Consider your earnings.

Flyer for the English|Spanish Program

Gilbert Community Action Program – AZCEND

Emergency rent and utility financial assistance and other programs

(CAP Office)  480-892-5331| or
132 W Bruce Ave, Gilbert 85233
Located in the Heritage Center

Additional Support:

Please complete the English/Spanish Pre-Screening packet for all additional program assistance, including mortgage aid.
Office days are Monday, Tuesday, Wednesday, and Friday. Wednesdays from 7:30 a.m. to 4:00 p.m., and Thursdays from 7:30 a.m. to 7:00 p.m.

Utility Assistance

The Low Income Household Water Assistance Program (LIHWAP) is a statewide program that helps Arizona citizens pay for their water and wastewater expenditures. Eligible households can get up to $3,000 in water assistance, depending on their circumstances. Restoration of water service, past-due obligations, and future costs are all covered.

Applications are now being accepted through the DES site. For more information and to apply, go visit

AZ Relay 711

The Town of Gilbert does not discriminate against any individual or program applicant based on race, religion, color, sex, sexual orientation, gender identity, marital status, age, handicap, familial status, or country of origin.

Stopping the Process of Foreclosure

It’s possible that you could get help paying your mortgage to keep your home from going into foreclosure!

The Homeowner Assistance Fund (HAF) is a foreclosure-prevention program that is supported by the federal government and assists Arizona homeowners with low incomes who are experiencing financial hardship as a result of COVID-19. If you are in danger of losing your home, the HAF program may be able to assist you in finding other housing options.

Denise Madison

Originally from Toronto, Canada, Denise Madison, age 34, is an expert in housing policy and rental assistance. Denise earned her Master’s in Public Administration from McGill University, focusing her thesis on the effectiveness of rental assistance programs in major Canadian cities. After graduation, she worked with the Canadian government before transitioning to a consulting role in the United States, aiding in the enhancement of federal housing policies and programs. Denise is known for her practical workshops and seminars aimed at landlords and tenants, fostering better understanding and compliance with housing laws. When not at work, Denise cherishes time with her husband and their three young children, exploring the outdoors and teaching them about the importance of community involvement.


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